Blog/WhatsApp & mobile money

Impersonated Landlords and Property Agents

A 'landlord' on WhatsApp wants a deposit before you can view the property, or your real landlord suddenly has new bank details. How to verify ownership and pay rent safely.

CyberWatch AI2 October 2026 · 2 min read
A hand holding house keys by a door

Rental scams move to WhatsApp quickly. A listing online says "contact on WhatsApp only". The "landlord" is abroad, the rent is attractive, and there are other interested people, so you need to send a deposit today to secure it.

Two common versions

1. The property that is not theirs

  • Photos copied from a real listing.
  • The "owner" cannot show you around: they are travelling or working abroad.
  • Deposit and first month's rent by transfer or mobile money before a viewing.

2. The real landlord, impersonated

  • A message from a new number, or the landlord's hacked account: "Please pay rent to my new account from this month."
  • Sometimes an agent's email or WhatsApp has been compromised. See changed bank details fraud.

No viewing, no deposit. And no change of bank details without a phone call or face-to-face confirmation.

How to protect yourself

  1. View the property in person, or send someone you trust.
  2. Search the photos with a reverse image search. See reverse image search.
  3. Check ownership through official property records where available, or ask for documents and verify them.
  4. Use a registered agent where possible and check their registration independently.
  5. Get a written tenancy agreement before paying.

Related: rental and landlord scams and deposit scams on WhatsApp. For more, see common WhatsApp scams.

Frequently asked questions

Should I pay a deposit before viewing?

No. Always view in person, or through a trusted person, and verify who owns or manages the property first.

My landlord sent new bank details by WhatsApp. What should I do?

Call them on a number you already had, or speak in person. Changed bank details by message are a classic sign of fraud.

How can I check who owns a property?

Many countries have land or property registers. You can also ask the agent for their registration with a professional body and check it independently.

Sources

  1. Rental Listing Scams, US Federal Trade Commission
  2. About suspicious messages and scams, WhatsApp Help Center
  3. How to protect yourself from suspicious messages and scams, WhatsApp Help Center
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